mardi 7 juillet 2015

Get Help Selecting A Trust With Assistance From Estate Attorneys In New Orleans

By Ashleigh Finnegan


Along with a will a trust is an important estate planning tool that may help you meet your estate planning goals. While a trust should not be used instead of a will, you should consider creating a trust in addition to a will as trusts provide benefits and features that a will does not. However, because setting up a trust can be complex, it is important to work with Estate Attorneys in New Orleans to make sure that your trust is set up according to the legal requirements.

A trust is a legal entity that holds assets for the benefit of another person. It is managed by a fiduciary known as the trustee who makes decisions as to how to manage the trust assets to benefit the trust beneficiaries, according to the terms of the trust agreement. As trusts can be complicated, consider consulting Estate Attorneys in New Orleans who will be able to explain to you the benefits of a trust and how one might help you and the beneficiaries of your choosing.

Types of Trust Arrangements

There are a number of different types of trusts and several ways to categorize them. For example, you can create and fund your trust either during your lifetime, or through your will you can direct the creation of a trust upon your death. Estate Attorneys in New Orleans will be able to explain to you the trust options available to you and the best options for your situation.

Special Needs Trust

Special needs trusts (SNT) are commonly set up by parents or grandparents of children who have a disability such as Down's syndrome or cerebral palsy, to ensure that adequate funds will be available for their specialized needs well into the future.

A SNT is a specialized trust designed to provide funds to disabled beneficiaries without jeopardizing the beneficiaries' eligibility for income-based government benefits such as Medicaid. In order for a SNT trust to remain qualified, the funds from the trust may only be used for quality-of-life expenses such as specialized equipment, education, and an aide.

Charitable Trust

If you want to leave a sum of money or an asset to help a particular cause, you can do so through a charitable trust. There are several types of charitable trusts, each with different income and estate tax benefits. Estate attorneys in New Orleans will be able to advise you as to which type of charitable trust will best meet your personal and financial goals.

Minor Children Trust

Whether it is during your lifetime or after you pass away, you can make gifts to you minors by transferring the money to a trust. The trust can be for a specific reason such as for the minor's education, or for general expenses. You can include in the trust terms that the trust will end when the beneficiaries reach the age of majority, or you can provide that trust assets will be distributed at various intervals throughout the lives of the beneficiaries.

Spendthrift Trust

If you have an adult child who has a track record of making poor financial decisions, yet you would like to leave that child assets, consider setting up a spendthrift trust. With a spendthrift trust the beneficiary will not have direct access to its funds. However, per the terms of the trust agreement the trustee will have authority to spend the trust assets for the benefit of the trust beneficiary.

In addition to the above-mentioned trusts, there are several other types with different advantages including tax-savings, asset protection, and income-producing. To ensure that your trust is properly drafted and executed, and that it is designed to meet your goals it is important for you to work with experienced Estate Attorneys in New Orleans. Contact Barrios Kingsdorf & Casteix LLP today for help.




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